Umbrella Insurance Policy
Umbrella insurance policies are the right choice to include the protection you need when limits from other policies have been reached. Coverage for liability exposures over and above homeowners insurance, auto insurance, rental / vacation properties and watercraft insurance will be assured when choosing a personal umbrella policy.
Benefits of an Unmbrella Insurance Policy Include:
Stand alone policies
Limits from $1M - $10M available
Buffer layers available for underlying limits below $1M
Eligible for youthful drivers and adverse driving activity
Markets for Excess Umbrellas available
When Should You Consider Purchasing a Policy?
Your assets are greater than your insurance liability limits
You are financially responsible for children
You frequently host guests on your property
Your residence includes a swimming pool
You own watercraft or off-road vehicles
You own rental or vacation properties
You participate in volunteer activities
You desire a high limit of additional protection at a low cost
