As a landlord, you can require your tenants to obtain a renters’ insurance as part of the leasing process. In fact, most landlords do. Just require your tenant to provide proof of the renter’s insurance prior to them signing the lease agreement.

Every day, you’re surrounded by risk. However, this doesn’t mean you should lock your doors and never enjoy the sunshine. Rather, it simply means you should manage this risk with the right insurance company.

Insurance is one of the most overlooked aspects of running a successful farming operation. Although knowing what types of farm insurance policies are available, what you should insure, and how much coverage you need can be daunting, insurance is one of the best ways to reduce risk on your farm. In many cases, it can help your farm recover from disruptions caused by accidents, natural disasters, and market devaluation.

If you own a vehicle, possessing a vehicle insurance policy is an absolute necessity. If you have always been curious about why you pay what you do for vehicle insurance and how much your premiums are, here are a few of the key factors that can affect your policy:

If you are like many people, you may think of home insurance as a necessary evil. However, home insurance is extremely important, since it is designed to protect one of your biggest assets – your house. To make sure you are able to get the most out of your policy and use it successfully if you ever need to file a claim, we recommend the following:

Navigating the health insurance industry independently can be overwhelming at best. At Larry W. Payne Nationwide Insurance, we are here to make shopping for a new health insurance policy a little bit easier by going over some of the most common terms used when talking about medical coverage today: deductibles, coinsurance, and copays.

We’ve been working on a new site for the last month, and we’re pleased to say it’s finally live! What do you think of it? Got any comments or feedback? Please let us know by posting a message below.