Finding the right insurance, whether it’s for personal or business purposes, can be overwhelming at best. With all of the different coverage options and limits available, as well as policy types, it can be hard to determine exactly which insurance solutions will protect your best financial interests now and as the years pass.
This is where we come in at Larry W. Payne Insurance. We have a reputation for providing first-class service and coming up with personalized solutions for our clients in North Carolina, South Carolina, Tennessee, Texas, and Florida.
Because we realize that the insurance needs of every one of our clients will vary, we are proud to offer a wide selection of insurance products. These include auto insurance, homeowners insurance, business insurance, farm insurance, and others. One of our primary goals, in addition to providing excellent service, is to be the “one stop shop” for all of your insurance needs.
Our insurance agency was founded and is managed by Larry W. Payne. A North Carolina native, Larry has been a licensed insurance professional since 2007 and is licensed in North Carolina, South Carolina, Tennessee, Texas, and Florida. Not only is he licensed in life, health, property, casualty, and long-term care insurance, but he is also a Nationwide Insurance Champion Award winner.
Gain greater peace of mind knowing that your finances, your assets, and those you love most are protected with the right insurance solutions. For more information about our agency and how we can help you, please contact us at Larry W. Payne Insurance today.
See what our clients are
saying about us
Kathryn Humphrey
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I was given Bryan’s name by a friend because we were looking for a new auto policy. I reached out to Bryan while he was on vacation, unbeknownst to me. Bryan still took the time to work with me even though he was on vacation. It took barely any time for him to find us a new policy. He ended up saving us $300 a month, and that was adding a home policy to our auto policy. Bryan knows the insurance world and he is very professional but also personable. I will definitely share his name and number with anyone and everyone I can. You won’t go wrong working with him!
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Krystal Lagos
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As my car insurance started going up I decided It was time to check other insurance options with another company! I found Brian through a Facebook recommendation a few months ago, and he was able to get me a quote with the same coverage I had but over $150 less!! He is super responsive and helpful in answering any questions you may have. And since then he has gotten us a great quote for our new teen driver! I can’t say enough good things about him and this insurance agency. Thank you guys!!
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Christopher Spalthoff
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Worked with Bryan Smith to get a renters policy setup yesterday! Efficient and professional. Easy 5 stars, knew exactly the right questions to ask to get my policy in place. Super clear directions on what I had to do on my end and got me a great price, along with getting my landlord on the policy as well. Great interaction overall.
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Mateo Murillo
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Couldn't be happier with Bryan Smith's service! As a broker, he went above and beyond to secure me a fantastic deal on both car and renter insurance. Not only did he find me a better rate, but he did it swiftly and efficiently. Bryan's professionalism and dedication are truly commendable. Highly recommend his services to anyone looking for top-notch insurance solutions!
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Heather Jernigan
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If you need any help make sure you talk to Bryan Smith! He responds quick and is very helpful. He’s very knowledgeable and passionate about his work. He makes sure to explain everything throughly and makes sure you’re comfortable with everything before proceeding. He’s been helping me out for the last couple of years and I couldn’t be a happier client! Thank you Bryan for all you do! :D
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Valencia Ellis
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Bryan is the best! I financed a new car in Lake Norman yesterday and really needed to lower my auto insurance rates to offset the cost of my new monthly car payment. After asking me few quick questions and spending some time to price compare to find me the BEST possible deal, he found me a bundle that lowered both my Renters and Auto insurance while getting me better coverage in the process! The process was smooth, and he is super kind & professional. If your goal is to save money, give Bryan a call!!
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